3 Fitness Apps You Should Be Using

Every medic out there will tell you how vital it is to be physically fit and the countless dividends with which physical fitness comes with. In that eternal list of benefits of keeping yourself physically fit will always include some more added years to your life, more strength, bones that are stronger, less fat accumulation in your body, an excellent mood, a rather focused mind, and above all an exceptional sleep every night!

What to Look for When Settling for a Fitness App

Perhaps the greatest challenge will be to know exactly what fitness app will be of help to you; as such you must research thoroughly and make enough inquiries before opting for a particular fitness app. It will thus be prudent to settle for those fitness apps developed by renowned companies whose records are above bar. Moreover, the app must have a ‘rich’ history and an indispensable name out there among its users.

1. My Fitness Pal

My fitness pal has been hailed as the world’s most useful fitness app. Among smart phone apps, My Fitness Pal has repeatedly made it to the top ten Forbes Weight Reduction Apps. It has been customized in such a way that it can monitor your lifestyle, your height, your weight and can further make necessary recommendations as far as weight reduction means are concerned.

3 fitness apps you need right

3 fitness apps you need right

Most outstanding feature of My Fitness Pal is its platform that allows its users to share their ‘dividends’ online via social media such as Twitter and Facebook. Its users can also set targets of calories intake. Say you order a meal in a restaurant for instance; My Fitness Pal will enable you to establish the calorie amount on that meal! And guess what, the app is absolutely free of charge!

2. SparkPeople

This is another fitness app that will undoubtedly yield meaningful results for its users as soon as last year! It is also free of charge, has been variously proven and tested and does allow its users to monitor the food they consume.

Additionally, the fitness app allows its users to share their tips, tricks and ‘developments’ made with other users online. It has been widely published in Medical Journals and ‘prescribed’ by countless Fitness Trainers world all over.

3. CSPI Chemical CuisineNike Training Club

Perhaps this is one of the most widely used ‘pocket trainer‘ fitness app. Other than being an absolutely free fitness app, it is customized with a complete diary for your ‘preferred’ food that is meant to keep on track all your ‘hustles and bustles’ of trying to monitor your weight.

And just like the above mentioned fitness apps, it has a platform that allows its users to twit and face book their ‘achievements’ online. Most unique feature of this app is its ‘reward’ platform that offers its users a chance to access professional tips and training from notable physical fitness instructors online.

Technology and Weight Loss:

Technology and Weight Loss:

Whichever fitness app you will settle on, always follow the instructions therein. This way, you can be sure of reaping the maximum ‘dividends’ at the end of your ‘fitness training’ session. Again remember to share online with others. You can learn the ‘ropes’ and be a real tiger!

Handy, Free, And Educative iPad Apps For Kids

iPad has certainly revolutionized the way we work and enjoy the entertainment system. Not only this gadget can be used to manage your work better – you can use the emails, the work application, and so many more – you can also enjoy so many entertainment systems. You can take pictures, stream videos, watch movies, and so many more. And now, the iPad can also be used to entertain and improve your kids’ ability. Who says that iPad is only beneficial for adults? iPad can also be used to help your kids learn things. Moreover, there are lots of free of charge applications that you can try, so you can get lots of benefits at the same time. You can make sure that your kids are having fun while learning new things, and you don’t need to spend a dime to have them installed within your gadget.

The Memory Game

Having such memory game is fun. Not only the gale is fun to played, it can also boost the kids’ memory so they have improved ability on memorizing things. One application that you should install within your gadget is the Kids Can Match. This matching application comes with cute animal design along with their sound as well. With the sound and the cute model, the game is very engaging and appealing, especially for toddlers. The game is set in levels, where each next stage level will be more difficult than before. Another cool thing about this game is the kids will be shown of how to spell the names of the animals. So not only the kids learn about the animal shapes, sounds, and looks, they also learn about new vocabularies.

The Memory Pro Free is also another fun game that kids can try. It shows bubbly and colorful pictures of different kinds of animals – along with the scoring system that will challenge the kids. Even them will be appealed to try harder. The key factor to this game is to remember the location and spot of the animal picture. The game may be simple, but it is fun and really addictive.

The Red Fish for Kids

This game is designed for babies and young toddlers by Fresh Planet. The designer has been involved in lots of puzzles, mini games, and different learning activities, so they know what they are doing. There are 50 activities packed within this package, which involves numbers, music, letters, problem solving, and also drawing. The interface system is colorful, clear, and bright, so kids will love it! moreover, with different activities and stuffs to do, kids will be busy playing – and learning new stuffs at the same time.

RedFish 4 Kids for iPad on the

RedFish 4 Kids for iPad on the

The Monkey Preschool Lunchbox

This game is full of bright colors since it is designed for younger toddlers – about two and three years old. Kids will be encouraged and challenged to complete puzzles and challenges that may seem simple, but they can boost performance and also memory. The game mostly incorporates counting, color, object matching, and letters in intuitive and fun ways.

Monkey Preschool Lunchbox

Monkey Preschool Lunchbox

For older kids, you can try the Spelling Grade 1-5 which will teach kids how to spell word in fun ways. The app can show them how they can spell the words and how to memorize it. it is certainly a very handy and educational app that teachers can also implement at school. The great thing about these apps is that they are free and can be easily found and installed.

Achieving Your Financial Freedom: 3 Stocks To Invest Your Tax Refund In

Investing tax refund can be challenging especially if you do not investment ideas on how to choose viable investments for future financial gains. Most Americans as well as other people from the rest of the world do not have an idea on how to make this investment opportunity a reality. There are many ways to invest your tax refund, but for now, I will give you the three best stocks to invest this refund.

The following are the stocks to invest in:


Since this is a long-term investment, choosing to invest in shares can be a wise decision to make. These are the most viable stock to invest your tax refund. The rewards are higher, so is the risks. Depending on the performance of the shares on the trading floor, you will get either loss or gain. You must also do your personal research on which shares to buy in order to avoid loss after purchase.

You may also need to seek professional tip on which shares to purchase in order to maximize your returns. Always remember that the higher the risk of a particular stock, the higher the rate of return forms the particular investment.

Let's do a little investment

Let’s do a little investment

2. Bonds such as treasury bills, notes, and debentures

Investing in fixed income securities such as treasury bills, notes, bond, and debentures can be rewarding. One advantage of these stocks is that their values are not influenced by the market performances as opposed to the risky stocks such as shares.

Use the tax refund to purchase government bills, notes, and debentures. Since they are not determined by the market performance, you are guaranteed a certain percentage of reward after specific time duration.

The net return might not be as high as shares, but you are guaranteed a certain percentage of return from your investment. Make a step and invest your tax refund and you will be guaranteed a given net reward.

3. Financial derivatives

Investing in financial derivatives such as forwards, options, futures, and commodities among other derivatives can be the best in option for these funds. You can buy natural oil forward or option to sell at a predetermined future date. With the current volatility in the prices in the natural oil gas products, this can be a great investment opportunity for this idle fund.

Alternatively, you can also buy a forward contract of oil gas in the market. This allows you to sell this product in the future at the agreed price. When the oil prices rises compared to the buying price, you can sell the product to earn the arbitrage opportunity difference as the profit.

What Is a Debenture Bond?

What Is a Debenture Bond?

Lastly, on financial derivatives, you can opt for commodity. You can choose any product such as gold price, which is known to be ever rising. Within the first year, you may sell the gold at the market making a huge profit from the market arbitrage.

I believe the above information will help you have an idea on how invest your tax refund to achieve a financial stability and freedom as fast as possible without any financial pressure.

5 Linkedin Mistakes That Could Be Dragging You Down

If you are failing to utilize the networking or job seeking power that Linkedin offers, chances are you’re making one of these terrible mistakes. Seasoned recruiters and head-hunters, who swift through hundreds of Linkedin profiles every day, say there are a lot of mistakes that people commonly make on their profiles that put hiring managers off. Read the list below to determine if you’re guilty of a huge Linkedin fail.

1. Your Display Picture is Unprofessional or Missing

As the cliché goes- a picture is worth a thousand words. Studies indicate that profiles with pictures have a much higher chance of being clicked on by recruiters. Some recruiters actually spend more time examining the candidate’s picture than reviewing their qualifications. Lack of a picture may also communicate low confidence and self esteem.

On the other hand, having a profile picture that is unprofessional is considerably worse than not having one at all. A picture that seems to have been clicked by your kid with a cellphone or by your buddy on Saturday night is likely to send recruiters in the other direction. Unprofessional pictures on Linkedin communicate the wrong message, don’t confuse Linkedin with Facebook This one is easy to fix, get a professional photographer to click some publicity pictures in professional attire. Have an objective person (not you mother or spouse) pick out the best one.

Whether or not you've updated it, your LinkedIn

Whether or not you’ve updated it, your LinkedIn

2. You have Typos on your Profile

A lot of people are not as careful about their Linkedin profiles as they would be with their resumes; especially since Linkedin doesn’t feature a built-in spell check. This is a big mistake. Recruiters commonly come across profiles with terrible spelling errors, ranging from misspelled job titles, company names and to their own names. Grammatical mistakes in descriptive sections can also be a huge put-off. Having such errors suggests that you are either careless or incompetent. Avoid this horrible faux pas by running the text through a spelling and grammar check before posting it on your profile. You can use either MS word or a web based tool. Alternatively, you could also have a professional proofread your profile for you.

3. Your Title is Vague and Unclear

Another mistake that a lot of people make is not giving enough thought to their Linkedin profile titles. Lead titles like “Student at NYU” or job seekers with their old job titles as the headline, are not communicating their qualifications, expertise or intention. If you have a vague or old title like “Senior Copywriter” on your Linkedin profile, recruiters have no idea that you are currently looking for a job.

Students would be better off stating “Advertising Major at New York University‘ as their profile title. Job seekers on the other hand, should put “Experienced Advertising Professional” as theirs. Be honest with your titles and ensure it clearly communicates your expertise and intentions.

4. You haven’t Filled out the Summary Section

If you wish your profile to come up in search results, it is important that you take the time to fill out the summary of your Linkedin profile. Your profile will figure more often on relevant searches if you have the related search terms in the summary. Keywords related to your skills, expertise and the kind of work you’re looking for, will boost your profile visibility to hiring managers that search Linkedin for prospective candidates.

5. You Lack Credible Recommendations

A lot of people mess up with recommendations on their profiles. Not having a recommendation suggests poor professional relations or lack of talent. It is important you have a few credible recommendations from old managers, co-workers, trainers or even professors. The recommendations should be meaningful and not generic like- “she is a hardworking employee with willingness to learn.” Rather, they should talk about specific experiences while working with you on a project. Instead of having statements that could hold true for almost anyone, they should earnestly talk about your accomplishments and qualifications. It is also important that the person recommending you is reputed, knowledgeable and sincere, for the recommendation to hold credibility. A lot of people have their friends post highly exaggerated recommendations that are generously sprinkled with superlatives. Be warned- this is easily identified by professional recruiters, and will do more harm than good.

If so, you're not alone

If so, you’re not alone

Now that you know the top 5 mistakes people make on Linkedin, review your profile immediately to harness the power of Linkedin for professional networking.